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The start of the new year means there are new contribution limits and rates for annual money purchases, defined benefits, registered retirement savings plans, deferred profit-sharing plans, tax-free savings accounts, and pensionable earnings. For your convenience, we have referenced the government of Canada’s new limits for 2019, and we are happy to help you with any questions you have about your BlueRock Wealth portfolio in regards to these updated rates.* *While we make every effort to ensure the correctness of this information, please refer to the Government of Canada’s site for updated rates. These rates are for informational purposes only and are not intended to solicit or replace financial advice.
The long awaited 2021 Federal Budget has been released, and we're eager to share some commentary to help view the highlights that we think may be of interest to you. You can download the file below for a summary of the changes moving forward for the year. Although...read more
Socially responsible investing is now a rising market, driven primarily by younger investors who grew up learning about the importance of preservation and eco-friendly practices. Investors are also catching onto the fact that socially responsible investment...read more
November is Financial Literacy Month and the ideal time to take a look at your personal finance goals and take charge of your finances so that you can meet those objectives. A key consideration is that everything is fluid in life, so you have to be prepared to roll...read more
Many people assume that when they own property jointly with another person, the rights of survivorship are an effective substitution for other estate planning measures, like a will. The main advantage of establishing Joint With Right of Survivorship (JWROS) clauses...read more
As you and your spouse plan for retirement, part of your financial plan may involve partially or fully relying on the Canadian Pension Plan (CPP) or Old Age Security (OAS). Initially, this may seem like a beneficial way to retire, especially if you and your spouse...read more
Most people assume that financial companies spend more time focused on trading online to oversimplify the role of financial advisors, and that advisors spend very little time overall with client files. Despite this assumption, your financial advisor probably spends...read more
By Neal Owen, president and founder Recently there has been more concern than normal with market volatility. It is helpful to remember that volatility is normal, and there are simple things you can do to pursue a better investment experience. Recently, the market has...read more
The Team at Bluerock Wealth Management would like to provide the attached Federal Budget Commentary 2019 for your reading pleasure. It clearly outlines all of the changes moving forward for the year. Although some of the aspects of the budget may not pertain to you or...read more
In Part I of our blog series on the new proposed tax code changes for Canadian business owners and farmers, we discussed the implications of the new tax laws on a number of different tax planning strategies. To recap the four major areas where change is expected:...read more