Retirement Planning Limits

Consult with us for help devising an effective retirement portfolio.

The start of the new year means there are new contribution limits and rates for annual money purchases, defined benefits, registered retirement savings plans, deferred profit-sharing plans, tax-free savings accounts, and pensionable earnings. For your convenience, we have referenced the government of Canada’s new limits for 2019, and we are happy to help you with any questions you have about your BlueRock Wealth portfolio in regards to these updated rates.* *While we make every effort to ensure the correctness of this information, please refer to the Government of Canada’s site for updated rates. These rates are for informational purposes only and are not intended to solicit or replace financial advice. 

 

Financial Planning

Financial Planning

Neal Owen on Market Volatility

Neal Owen on Market Volatility

By Neal Owen, president and founder Recently there has been more concern than normal with market volatility. It is helpful to remember that volatility is normal, and there are simple things you can do to pursue a better investment experience. Recently, the market has...

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Tax Code Changes Part II: How Can You Plan Ahead?

Tax Code Changes Part II: How Can You Plan Ahead?

In Part I of our blog series on the new proposed tax code changes for Canadian business owners and farmers, we discussed the implications of the new tax laws on a number of different tax planning strategies. To recap the four major areas where change is expected:...

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Mortgage Basics: Your Questions Answered

Mortgage Basics: Your Questions Answered

Whether you are planning to buy your first home, your family is upgrading or downsizing, or you are considering a second mortgage, knowing what to expect from your new home purchase can go a long way towards your decision-making and financial stability. Here are...

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Are Wedding Plans Part of Your Financial Plan?

Are Wedding Plans Part of Your Financial Plan?

There’s going to be a wedding! In the midst of all the congratulations, the thought of how much it is going to cost crosses your mind. Will you be able to afford everything that will make this day so special? While many people have a dream wedding in mind, it’s also...

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The Corporate Estate Transfer

The Corporate Estate Transfer

If you are the owner of a successful company it is likely that you have retained profits or surplus cash in your corporation.  If this is the case, chances are also good that this invested surplus is exposed to a high rate of corporate income tax.  If this describes...

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Canada Pension Plan – Should You Take it Early?

Canada Pension Plan – Should You Take it Early?

The new rules governing CPP were introduced in 2012 and they take full effect in 2016.  The earliest you can take your CPP Pension is age 60, the latest is 70. The standard question regarding CPP remains the same – should I take it early or wait? While you can elect...

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