As the end of the year approaches, we want to take a minute and wish you a wonderful holiday season from our team. We will have different hours during the holidays this year, so make sure you review those and keep reading for some festive updates from our team.
Year End Reminders and Reviews
Now that 2024 is almost over, it’s a great time to review any financial decisions that are coming up soon. We encourage you to make sure all matters relating to TFSA, IPP, FHSA, and RESP contribution deadlines are communicated to your advisor ahead of our holiday office closures. Keep reading for those dates and get in touch soon if you wish to make any updates.
If you pay into your group medical benefits, be sure to keep your final pay stub for your tax preparer when they are working on 2024 taxes. If you quality for a medical expense credit, this information will be important to include.
The holiday season is also a good time to take a few minutes to review your will and POAs. Make sure they are up to date and that they remain aligned with your wishes.
Our Holiday Hours
Like you, we’re looking forward to some time with our family and friends over the holidays. Please note that we will have reduced office hours.
Friday December 20th – regular business hours, closing at 4:30
Monday December 23rd – closed*
Tuesday December 24th – closed*
Wednesday December 25th – closed for Christmas Day
Thursday December 26th – closed for Boxing Day
Friday December 27th – closed*
Monday December 30th – closed*
Tuesday December 31st – closed*
Wednesday January 1st – closed for New Years Day
Thursday January 2nd – regular business hours resume – 8:30 – 4:30
*During our extended holiday closure, advisors will be monitoring email and voicemail only on days that the markets are open. They will respond to investment inquiries and emergencies only. All other inquiries will be responded to when the office reopens on January 2nd.
Best Gift EVER
Our staff has looked back over the years to share the best gift that they gave or received, in case you need a little inspiration for those on your list.
- Karen—A weekend at a tiny cabin, off the grid.
- Shari—The best gift was our family of 11 buying Blue Jay tickets and taking a limo to the stadium. It was well worth the wait for game day, and we all have awesome memories!
- Eric—To this day, I recall a Christmas where my grandparents gifted each of their grandchildren a personalized family tree scrapbook. Each book included names, photos, and familial relationships dating back hundreds of years. This has inspired my wife and I to do the same for our children.
- Sandy—Spending time with family while enjoying old and new family traditions.
- Kim—I love being able to spend the holidays with my family and using them as guinea pigs for all my new recipes.
- Michele—Tickets to a comedy show.
- Corrina—A gift certificate for a one-week, all-inclusive vacation.
Mortgage Rates Have Changed – Explore Your Options
If you missed our recent blogs about changes to mortgage rates and how they could inform decisions about your financial future, we encourage you to take a look. We can set up a discussion with you if you want to explore an alternative personal or business borrowing solution.
May Your Holidays Be Merry and Bright
This year has been a wonderful one, and we look forward to everything 2025 has in store! We hope you have a wonderful holiday season with your loved ones and look forward to supporting your financial life goals in the year ahead.
*Please note that replies to this email address are not monitored in real time. Contact us via our site or reach out to your advisor directly for a timelier response.
Neal Owen | President
BlueRock Wealth Management Inc.
Financial Advisor | PEAK Investments Service Inc.
115 Hurontario Street, Suite 201 PO Box 185
Collingwood, Ontario L9Y 3Z5
Bus: 705-443-5599 x1241
Fax: 705-445-2643
www.bluerockwealth.ca