As the year comes to a close, we want to extend our very best wishes for the holidays. In the meantime, our updates include planning reminders and helpful dates to help you start off the new year with confidence. We’re, of course, grateful for your trust and look forward to serving you in 2026.
Our Holiday Office Hours
Our office will be closed for some extended holidays, but we’re still here to help on the days that the markets are open. Advisors will be monitoring voicemail and email on the dates below*. Simply reach out to your advisor directly, and they will get in touch as soon as possible.
- Tuesday, December 23rd – Regular business hours, closing at 4:30
- Wednesday, December 24th – Closed*
- Thursday, December 25th – Closed in observance of Christmas Day
- Friday, December 26th – Closed in observance of Boxing Day
- Monday, December 29th – Closed*
- Tuesday, December 30th – Closed*
- Wednesday, December 31st – Closed*
- Thursday, January 1st – Closed for New Year’s Day
- Friday, January 2nd – Closed*
- Monday, January 5th – Regular business hours resume, 8:30–4:30
Year-End Account Deadlines are Fast Approaching
As 2025 draws to a close, so do many financial deadlines. Review the information below and reach out to your advisor with any changes ahead of the holidays, noting that December 31st is the deadline for the accounts below. It’s also an ideal time to review your will and/or power of attorney to make sure that those are up to date.
- Individual Pension Plans
- Tax-Free Savings Accounts
- First Home Savings Accounts
- Registered Education Savings Plans
Don’t Put Off Succession Planning
If you own a business, succession planning may be one of those things that is easy to put off as you focus on running your day-to-day operations. However, it’s one of the key details that can help you clarify the future for yourself, your family, and your stakeholders. If you have not yet started succession planning, we can help. You can learn more about our process here, and we’ll be happy to arrange a time to discuss your details to get the process started.
Talk About Your Estate Plan This Holiday Season
The holidays are typically a time when you have your family together. Consider it a potential opportune time to talk to your family about your future plans for your estate. Our blog covers some of the misconceptions of current trends, and why it may be more important than ever to discuss things with family members
Not sure how to start the conversation? While there is some stigma about this, we ponder whether or not there actually is a “good time.” For those needing clarity on how to approach the subject, we always recommend Tom Deans’ books – he has a great way of framing these delicate topics in an accessible way. On this topic, his book Willing Wisdom would be a good read! Visit Tom Dean’s site for more information that may help.
Our Team Continues to Grow
We had a fantastic year of team growth in 2025 as our team worked to better serve our clients. If you missed any of our individual announcements, we thought we’d reintroduce the new faces around. Join us in welcoming the new associates who have joined our team this year.
Ryan Rybarczyk
As a highly motivated and reliable member of our team, Ryan brings an excellent understanding of the financial services sector. His experience running his own business has contributed to his ability to comprehend his clients’ financial and personal objectives.
Tara Robbins
As a mother and wife, Tara brings more than financial knowledge to our team – she brings the shared ideal of what financial freedom means to families. With a holistic approach, she helps clients balance financial independence with retirement milestones and quality of life for themselves and their loved ones.
Melanie Huizinga
With over 10 years of experience in the financial services industry, Melanie is dedicated to developing comprehensive financial plans tailored to the unique goals and circumstances of individuals from all walks of life. She brings a thoughtful and professional approach with clarity, confidence, and long-term financial security in mind.
Prity Driedger
Bringing a wealth of training and experience to deliver tailored solutions that help clients achieve their investment and retirement objectives, Prity prioritizes her clients’ best interests and cultivates trust through open communication and personalized financial reviews.
Lisa Curran
With over 10 years of experience in the financial industry, Lisa brings a thoughtful and personal approach that helps clients feel confident about their financial future. She works with each client to develop a deep understanding of their unique views on security, planning, and trust to build long-term relationships.
A Year in Review by Neal Owen
As 2025 draws to a close, I look back on the year with gratitude that you trusted our partnership. Navigating life’s complexities and shifting dynamics is always an opportunity to deepen our commitment to holistic, values-based financial life planning. We’re confident that the additions to our team will only enhance our services and that we’ll be able to help with your financial plan, no matter what life brings for you.
Our company values motivate us to continually serve you with solutions that help you form a dynamic and informed financial foundation. We look forward to continuing this purposeful work with you as we step into 2026. Have a wonderful holiday season!
