Your unique financial situation requires individualized attention and a comprehensive wealth management strategy that can evolve over time. Whether you need to generate income, create a legacy for your heirs or optimize your business assets, BlueRock offers you access to a broad range of integrated financial services and expertise, including a team of tax, financial and estate planners, accountants and lawyers, all working in harmony to achieve your goals.
Your financial personality is yours alone. Through our values based investment philosophy, we carefully determine your goals, risk profile and specific preferences to create and execute a plan with tailormade options and strategies guided by your individual Investment Policy Statement. As your and your family’s needs change, BlueRock will be your trusted partner in protecting and growing your wealth.
Retirement and Estate Planning
Ensure a comfortable future for you and your family. We offer extensive advice about different strategies and investment options open to you, and provide a roadmap for how you can experience the retirement lifestyle you envision. With a diversified investment portfolio, your customized plan will help you accumulate savings and provide a sustainable income for life after work.
You can also protect your legacy with reliable tax and estate planning strategies. Our experts will identify how you can minimize the taxes payable out of your estate in the unfortunate event of your death, while reducing the fees charged to process your will and make the process of passing on your assets to loved ones an easy transition.
Cash Flow and Tax Planning
In order to confidently plan for the future, you need to maximize the financial assets you have today. As part of our comprehensive wealth plan, our advisors will provide a cash flow statement that gives you complete clarity into how you spend your money, and offer strategies for debt restructuring or elimination.
We will also recommend multiple avenues to satisfy any requirements you have for emergency funds or additional liquidity within your existing portfolio. And while taxes are an unavoidable fact of life, BlueRock experts will ensure that you’re properly protected and create a plan to minimize tax payments today and in the future.
Risk Management and Life & Living Benefits
Unfortunately, life doesn’t always go as you planned it. The good news is you can safeguard your family’s financial security with the right risk management strategies.
Our advisors will provide a detailed analysis of your and your family’s needs should you experience a serious health issue or pass away, and recommend an optimal approach to investing in insurance products—including life, critical illness, disability and longterm care—that offers lasting peace of mind. To round out your risk management strategy, BlueRock also provides expertise in health, dental and travel insurance.
Business Succession Planning
When you own a business, many people in the community count on you for financial security and future prosperity. Should you decide to exit the business, having a well established succession plan in place ensures a smooth transition, while a business continuity strategy puts sensible financial safeguards in place in case anything were to happen to you.
BlueRock advisors are able to offer a wide range of services for business owners, including buy sell agreements, key person insurance and advanced estate planning to address the complexities of minimizing taxes and providing continued wealth for your family.
Lending and Mortgage Services
Our wealth banking services provide personalized credit and cash management solutions such as high interest low fee chequing accounts and a range of loan options, which allow you to take advantage of opportunities when they arise. Your private banker will work hand in hand with your financial planner to help ensure your current and future requirements are met. As a BlueRock client, you will also have access to commercial lending facilities and other important services for incorporated and unincorporated organizations, such as small businesses, charitable organizations, associations, unions and clubs.
In addition to our integrated Wealth Management services for individuals and their families, BlueRock also provides Group Benefits for small and medium sized business across Ontario. We specialize in helping companies design and efficiently administer affordable, high quality benefits programs for their valued employees.
If you’re an entrepreneur growing a successful business, or an executive who needs to retain top talent, be sure to ask us about:
- Corporate Health Benefits
- Group Pension Plans
- Health Spending Accounts
- Employee Benefits
If you are travelling outside the province or the country, we can recommend an emergency medical plan for coverage should you have an unexpected emergency or need medical care during your trip. Click here to get your travel insurance quote.
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